"When shopping for our first home in Summerville, SC, Chuck Olmsted was instrumental in guiding us through the VA financing and home loan process.  His work was expedient and complete, insuring we were able to close on time with no surprises.  Two years later when we decided to refinance, it was Chuck we sought advice from again. This time it was helping us navigate the VA IRRRL process.  As with our first loan, Chuck did the heavy lifting, and we were able to go to our closing with peace of mind knowing everything was accounted for. We would highly recommend his service to anyone seeking a home loan to purchase or refinance"

Alex and Matt, VA IRRRL

 "Our experience with Chuck Olmsted  was excellent! Chuck is friendly, professional, meticulous, and thorough.  We highly recommend Chuck as your mortgage broker!"

Larry and Stefanie  Investment property purchase

"We found Chuck Olmsted  to be extremely good at guiding us  through the process of getting a VA Jumbo loan. He was experienced, knowledgeable, and personable; his frequent communications kept everything on track. Even though our financials were quite complicated, he seemed to anticipate everything required to make it happen. He has become a friend and a mentor. Thanks, Chuck!"

Lucy and Michael, VA Jumbo purchase

Living out of state( New Jersey) and not being familiar with local procedures, we relied on the guidance of Chuck Olmsted to buy our oceanfront vacation home. Chuck was honest, quick, and responded to our questions clearly. He helped us plan our move every step of the way and we got a super rate!"

Louis and Marilyn Z, Jumbo 2nd home Purchase

" Our dream of owning a vacation home in the Myrtle Beach, SC area is now a reality. Chuck Olmsted has been amazing in assisting and directing us every step of the way through the mortgage application and approval process. He worked with us remotely while we were in  our primary home in CT, many times after hours and on the weekends. Thank you Chuck!"

Omaira and John D  Conventional 2nd home purchase

"Chuck was able to handle our transaction thoroughly and in a timely manner.  What was most impressive was that he took the time to really get to know us. Chuck Olmsted made it personal as well as professional. In addition he got us the best rate around and attended our closing as well. The next time we need financing, we will use Chuck Olmsted, and we highly recommend him."

Stan and Marti G, Jumbo  Condo Purchase

" I had the pleasure of working with Chuck Olmsted on the purchase of my new home in the Myrtle Beach area. He was in frequent contact with me regarding all aspects of the mortgage approval process and went above expectations to ensure that all involved had the needed information.  Any questions I had were answered right away and explained thoroughly. The closing went very smoothly with Chuck present at the table, and there were no last minute surprises.  It was as he said it would be.  I would welcome the opportunity to work with Chuck again and highly recommend his services."

Ginger T, FHA purchase

“I started a home search ‘long distance’ while  I lived in Rhode Island, worked in Massachusetts and wanted to buy in Mount Pleasant, South Carolina. I was referred to a real estate professional to assist with my search and soon realized I’d need a pre-approval letter to actually bid on a property. I was referred to Chuck Olmsted with Raven Mortgage. I was interested in a Veterans mortgage (VA loan) and Chuck was an expert on such loans. He guided me through the loan application process and kept me updated on the progress. I found a home I wished to purchase and Chuck had the pre-approval letter in my hands in a matter of minutes. Oh, I should add that after the seller accepted my offer they announced a short window for the closing which could not have been accomplished without Chuck. The closing was seamless thanks to Chuck’s expertise. Chuck went above and beyond by assisting in ways big banks would never do. Finally, the mortgage loan rate he secured was far better than the two banks I had done business with during the past 30 years! Thinking of purchasing in the Charleston area? Do yourself a favor and give Chuck a call. I am very happy with the service he provided and I know you will be as well. A true professional who has the client in mind.”

Bob H, VA Purchase

"Hi Chuck. I want to thank you for an extremely smooth refinance process. Your follow through was greatly appreciated, and your detailed explanations were through and informative. I always felt like you were looking out for my best interest. The fact that you drove down to Beaufort from Charleston at the beginning and at the closing was a sign of your professionalism and dedication. There is no doubt  that I will call you for future loans and refer you to anyone I know in need of financing. You truly made the refinance a painless process."

Holly M, Conventional refinance

"My wife and I relocated from Arkansas and would have been in big trouble had it not been for Chuck's knowledge, effort, and communication. We had a series of unique circumstances with our relocation which would have been impossible to work through with one of the big banks or online mortgage brokers. Chuck was in constant communication with us and stayed one step of any questions we had during the process. We never once felt that Chuck didn't have our best interests at heart. With as fast-paced as the Charleston real estate market is, we highly recommend the personal service you get from Chuck Olmsted"

Tim and Jennifer D, Conventional Purchase

"There isn't anyone that I would recommend more than Chuck Olmsted. If you want someone to walk beside you at each step of the way, Chuck is your man. I had been living in Georgia, with plans to move to the Charleston area, beginning with a 2nd home at first. Through many visits, phone calls, and emails over a full year, we fine tuned my search and got my mortgage game plan together. By the time I was able to come to contract on my new home, Chuck had me ready by assembling all the documents for a quick approval. The closing was a snap because of his preparation. On 7/13/17 with Chuck at my side at the closing, my dream came true.  Words can't express how grateful I am"

Jessica P, 2nd Home Purchase

"WE really appreciate all that Chuck Olmsted did to guide us through the mortgage process for our new home. Chuck was always on top of everything and quick to respond. Everything happened on time, with no surprises."
Dave and Torie H
, Conventional Purchase

"I had the good fortune of using Chuck Olmsted to secure the mortgage for the purchase of my home. Let me first tell you, I was grateful for his knowledge about Veterans and the benefits they could receive. I'm the widow of a 100% service connected Veteran and was pleasantly surprised when Chuck told me I could get a VA loan.  He was able to secure a great rate and followed thru in all aspects of the process. I would highly recommend him to anyone, Veterans or not, to use his services. You won't be disappointed"

Shirley M, VA Purchase

"A simple testimonial does not give Chuck Olmsted's service the justice it deserves. We spent 5 years fighting tooth and nail to get in a position to buy a home in the right school district. We spoke with countless lenders, jumped through many hoops, but with no success. We ran across Chuck on his VA website, made contact, and were caught off guard by his prompt and personal service. He took a close look at our position, made some suggestions on what to do, and guided us through the process. We were amazed how simple he made the daunting VA process, and were even more amazed to see him sitting next to us at the closing table. Chuck Olmsted's unparalleled service was a true blessing. We are deeply grateful and want everyone to know they are in the right place and in exceptionally good hands with Chuck Olmsted."

Josh and Angie S, VA Home Purchase

"I am a Navy Veteran and had not used my VA loan benefit before. Chuck Olmsted and his team were very helpful in walking me through the VA loan process. I was grateful for their support and encouragement. The loan process was made much less stressful having Chuck Olmsted guide me through. Great customer service! Great help for Veterans!"

Patricia M, VA Home Purchase

"I would like to thank Chuck Olmsted for helping me greatly with financing for my recent purchase of a new home. There were many details to keep track of, since I sold one home and bought a new one the next day. Chuck is a stickler for details, and guided me through the whole process, even contributing on the sale of my old home. I highly recommend Chuck Olmsted, as I think his years of experience and high standards are evident in the product he delivers."

Dr. Ted P, Conventional Purchase

"When I decided to refinance my home, I contacted several mortgage professionals for advice. Upon meeting with Chuck Olmsted, he quickly earned my confidence and trust due to his professionalism and knowledge. In addition, he was truly caring and helpful. As a single working professional with little extra spare time, he gently and politely kept me on task and kept me informed during the entire process. His follow-through and attention to detail were exemplary. I will enthusiastically recommend Chuck Olmsted to anyone who needs to secure a mortgage."

Alison S, Refinance

"Having recently moved to the Charleston area we wanted to purchase a home. We wanted to secure a VA loan but had been out of the Air Force for many years and did not know if we still qualified to get a VA loan. We found Chuck Olmsted's website and gave him a call. Chuck, being prior Air Force, was able to make us feel at ease through the process of getting pre-qualified for a VA loan. After we found the home we wanted to purchase we gave the information to Chuck. Chuck and his team  found us a great lender and walked us through every step, all the way through closing. We cannot say enough about the support we got from Chuck .  Thank you!"

Jerry and Kathy, VA Purchase

"Many thanks to Chuck for being thoroughly professional, yet kind and caring in the handling of my home mortgage. This was a huge undertaking for me as a single woman buying her first home, and being partnered with Chuck in this endeavor was a pleasure. I am now a happy homeowner thanks in part to Chuck Olmsted"

Becky G, Purchase

"From the first time we spoke with Chuck Olmsted, we knew he had our best interests at heart. Home buying is a very stressful time, and being military and trying to get most of the process done long distance ,one would think would be daunting, but Chuck made the loan process efficient and smooth"

Jonathan and Tiffany C, VA Purchase

"Planning a move from Reston, Virginia to Summerville, SC, coordinating financing and a Realtor long distance was quite an undertaking. After I contacted Chuck Olmsted, I realized he was very knowledgeable of financing, the local market, and had the management skills to make my transition an easy one.  He kept me posted on the Veterans Administration process (VA) and interacted with all parties to make it a smooth process"

Mel V, Out of Town Purchase

"Please let me take a few minutes of your time to express how grateful we are for the assistance in the purchase of our home. Yes, the mechanics of the sale were finalized and legal, but what we appreciated was the efforts behind the scenes to make it all go so smoothly - thanks to you and all the staff at Raven Mortgage. We felt that we were in the hands of a professional group of people that were doing all they could to make the transaction run flawlessly. From the very beginning when we sat down in your office to discuss an estimate to the day we signed the papers for the sale, you were available any time, even for emotional support when required! One effort that we did not even notice until after the sale was finalized and we were "at home" was the patience that you displayed during the entire process. You will be the number person we call if or when it becomes necessary to again sell our home”

Judy and Tom H, Purchase

“We couldn’t have been more pleased of our home mortgage experience with Chuck Olmsted . Chuck made the entire process comfortable for us by breaking down the mortgage process step by step and carefully explaining all the documents we had to sign. Chuck proactively thought of everything to ensure that the process went seamlessly. As a pleasant surprise to us, Chuck even come to the closing table and was the first to congratulate us on our new home! We have since recommended Chuck  to family and friends and will certainly look to them for future real estate endeavors.”

L& B P, Home Purchase

“Hope all is well with you and your wife. I think the best part of the story in regards to our financing is the way you treated me like I was an old friend. That same open and friendly way of doing things continued throughout our loan application process. It was exactly what we needed after going through so much stress to sell our home in Columbia and move to Charleston.”

Robbe and Lori H, Home Purchase

"Chuck was knowledgeable and efficient when we refinanced our home. He kept us abreast of all necessary information to make the loan process easy to understand and got us a great rate. Working with Chuck Olmsted was a pleasant experience and we would choose them again."

Bill and Kim P, Refinance

“My husband and I wanted to refinance our home. This was during a period of time when banks were extremely cautious about approving refinancing. In addition we wanted to cash out money for a remodeling project. To complicate matters more, my husband was self-employed and recently retired from his company. We talked to several lenders and were not pleased with the negative comments we received. We decided to talk to Chuck and he was very supportive of our situation. He worked diligently until he found just the right lender for us and at the best rate available. We had stacks of paperwork to complete but Chuck walked us through every step and turned  a very frustrating situation into a  pleasant one. We highly recommend Chuck Olmsted to anyone that is trying to secure financing”

Harriett and Chris M, Refinance

"My husband and I could not have been happier when we called and met with Chuck Olmsted! We were previously working with another lender, but my gut feeling told me to look for someone else to help with financing for our new home. My husband wanted to find a lender who had prior military under their belt and experience doing VA loans. We found all those qualities and more in Mr. Olmsted. He was so understanding and very patient with us as first time home buyers. He was always so responsive to our questions and needs. We didn't feel like we were just another client, we felt like we were his ONLY client. I highly suggest going through Mr. Olmsted if you want honest answers and a genuine person. Thank you again, Chuck! You lifted the stress of buying our first home right off our shoulders. Come the time we are ready for our second house, we will certainly use you again."

Kelly and Mark T- VA Purchase

"When we first made the decision to purchase a luxury condo in the area , our initial plan was to obtain financing from our local bank, but our REALTOR@ recommended we talk to Chuck Olmsted. During our initial conversation which lasted a little less than an hour, Chuck was able to fully grasp the complexities of our finances and set up a frame work which allowed me to provide him financial information quickly and efficiently. Surprisingly, the rates were a good bit lower than what we had been able to obtain from our bank. Chuck Olmsted was able to collect all necessary information to allow for the approval by coordinating their efforts with our bank and were able to flawlessly complete our transaction within 30 days. I would not hesitate to recommend Chuck, and in fact have already done so to some friends who are seeking to purchase homes and/or condominiums."

Joseph R. and Family, Jumbo Condominium Purchase - 2nd Home


“I recently relocated from Ft. Lauderdale with my employer, and Chuck Olmsted handled everything over the phone. The dynamics of his team concept was very effective and the whole process from start to finish was extremely fast. The pricing was great and his efficient and knowledgeable way of dealing with the process really makes a difference. I will use Chuck for all of my financing needs.”

Sandy G, Single Family Home Purchase

“Refinancing my home was easy with Chuck Olmsted. My time is limited with career and children, so I did not have time to run around and fill out mounds of paper work or locate old documents so Chuck took care of everything and we closed in record time. Refinancing was hassle free.”

Carol K, Refinance

“Chuck Olmsted really came through for me when I was getting a loan. I was afraid of the process and terrified of signing a contract, but Chuck was with me every step of the way. He made getting my loan almost fun.”

Loretta W, Single Family Home Purchase

Here's what our REALTOR® PARTNERS say about Happy Closings!

"As a Realtor for one of the leading real estate companies in Charleston, I would like to recommend Chuck Olmsted for any mortgage need. He is professional, honest, and attentive. My clients were given first rate service from the beginning to the end.  It is a comfort to know things will be done in a timely manner with no big surprises or delays."
Heidi Mahoney, Carolina One Real Estate

"My last transaction gave me the opportunity to work with Chuck Olmsted.  I was definitely impressed with his professionalism, knowledge, and determination.  It was a difficult transaction, with two closings back to back, and Chuck was amazing in facilitating both transactions. He is such a pro, and shows  thoughtful care, compassion, and empathy. I can not wait to work with him again. I strongly recommend Chuck Olmsted for your residential mortgage origination needs"
Daniel Carabus, Carolina One Real Estate 

"As President and Managing Broker of my firm, I have benefited from the excellent work of Chuck Olmsted. Many of our agents have come to depend on Chuck's knowledge, attention to detail, and professionalism. We repeatedly refer our clients to Chuck because of his automated approval process, consistent communication, and efficient follow through. The bottom line is happy buyers and sellers and no surprises at the closing table."
Ted Miller

"As a Broker Associate for a high-end oceanfront community, my prospects expect and demand quick and thorough service for their real estate lending requirements. Chuck Olmsted is definitely a lending source that I would recommend. Chuck “hand-holds” my prospects through the entire process even going as far as attending all the closings. My clients get outstanding service and are always satisfied with the results. "
Judy Barnes, Broker Associate

“Chuck Olmsted is excellent to work with. He has always been on top of the loan process and leaves no stones un-turned. Each closing is professional and enjoyable, with no surprises. I highly recommend using Chuck for your next transaction.”
Brad Maner, REALTOR®

"I am impressed with Chuck Olmsted's market knowledge, attention to customer detail, and follow up. It makes him stand apart; he is the perfect partner in a real estate transaction. My buyers are always pleased to work time and time again with Chuck Olmsted."
Rebecca King, REALTOR®

Chuck Olmsted Mortgages
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